Thursday, July 26, 2012

Home Improvement Grants For Low Income Seniors in Northern California

Home Improvement Grants For Low Income Seniors in Northern California


There are several cities in Northern California that offer low-income seniors help to make their homes more accessible. These grants and low-cost loan programs help seniors make their homes wheelchair and other handicap accessible. You must meet the program's income limit requirements to qualify for help. These limits are based on the U.S. Department of Housing and Urban Development's (HUD)income limit levels for every county across the country.
Yuba County CDBG Program
The Yuba County Community Development Block Grant Program helps low-income households make their homes more accessible. Seniors qualify for assistance through this program if they meet certain income limit levels. The home must also be located within Linda or Olivehurst for the homeowner to qualify for help. There is no application fee and the loan or escrow fees are covered in the loan amount. Seniors can also have their loan payment deferred until the sale of their home. This program is only for homeowners who need to make improvements to their home.
Home Improvement Grants For Low Income SeniorsCity of Oakland Owner Occupant Rehabilitation Program
The city of Oakland provides grants of up to $15,000 to low-income homeowners to make  improvements  to their homes, and $24,000 is provided for families that need to lift their home. Seniors with incomes at or below 80 percent of Oakland's median income are eligible to apply for a grant, and the home must be located in Oakland. The senior must also agree to live in the home as his primary place of residence to receive the grant award.
City of Modesto Home Repair and Disabled Access Program
The city of Modesto offers low-interest deferred loans to help homeowners make their home more accessible. Seniors with income at or below 50 percent of the area's median income level can apply for a 3 percent loan to install ramps, handrails, lower counter tops or widen doorways. No repayment is required on the loan for 20 years unless the home is sold or is no longer maintained as the homeowner's primary place of residence. The homeowner must legally hold title to the property to apply for help.
San Francisco Mayor's Office of Housing CalHOME Rehab Loan
The city of San Francisco and the California Department of Housing and Community Development work together to provide low-income families help to make their homes more accessible. Seniors with income at or below 80 percent of the area's median income can apply for a low-interest deferred loan. If you are living off the interest earned from a retirement account, this income must be counted to determine your eligibility for the CalHOME Loan. Payment is due in full in 30 years or when the home is sold, transferred or no longer occupied by the owner.




Source - http://www.ehow.com/info_8688078_modification-grants-seniors-northern-california.html
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Home Improvement Grants For Low Income Seniors in Northern California Rating: 4.5 Diposkan Oleh: Alannah Huddart

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