Sunday, July 29, 2012

Oklahoma Housing Grants-Free Home Repair Grants Oklahoma

Oklahoma Housing Grants-Free Home Repair Grants Oklahoma


Potential home owners or developers in Oklahoma have several financing options. Grants are available to homeowners who need help with down payments and closing costs. Grants are also available to help owners, developers and builders pay for repairs and the rebuilding of residential structures. Does this Spark an idea?
1st Gold
1st Gold is a home grant program available to all Oklahoma residents. It provides assistance with down payments and closing costs. Based on census data, the state has designated Targeted and Non-Targeted areas that determine resident eligibility. People living in Non-Targeted areas must be first-time home buyers in order to qualify for the 1st Gold grant. Residents in Targeted areas don't have to meet that requirement.
Free Home Repair Grants Oklahoma
Only certain mortgage lenders in Oklahoma participate in the 1st Gold grant program. Interested residents must still meet credit and income requirements for a particular lender. Eligibility for the 1st Gold grant doesn't guarantee procurement of a mortgage.
100 N. W. 63rd St.
Suite 200
Oklahoma City, OK 73116
Repair and Rehabilitation Grants
The U.S. Department of Agriculture makes grants available for Oklahoma residents who are at least 62 years old and cannot repay a Repair and Rehabilitation Loan.
To qualify, the homeowner's income must be 50 percent or less of average income for the area. The grant can only be used to make repairs deemed necessary for health or safety reasons, or so that disabled members of the household can access the home.
The grant amount is limited to $7,500 over the lifetime of the grantee.
If the applicant is deemed able to repay a portion of the funds, a combination loan/grant may be offered, with the loan interest rate not exceeding one percent.
Farm Labor Housing Loan and Grant Program
This program, also offered through the U.S.D.A., aims to help build and maintain housing for farm workers. Individuals, corporations and associations can apply. The money must be used to purchase, build or repair facilities for use as residential homes, day care or community centers specifically for people employed in agriculture and aquaculture. Furnishings can also be purchased with grant funds.
Grants are awarded for up to 90 percent of the proposed costs.
Housing Preservation Grants
Yet another U.S.D.A.-sponsored program is the Housing Preservation Grant. This grant is offered to organizations intent on rebuilding or fixing housing occupied by people deemed to be in the low- or very-low income brackets. Grants can be used for co-ops, single-family and rental properties in towns with populations of 20,000 or less.




Visit to - http://propertyhomegrants.blogspot.com
Source - http://www.ehow.com/list_6676461_oklahoma-housing-grants.html
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Oklahoma Housing Grants-Free Home Repair Grants Oklahoma Rating: 4.5 Diposkan Oleh: Alannah Huddart

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