Free Home Repair and First Time Home Buyer Grants For Single Moms in Michigan
Good news for single moms! The state of Michigan offers a list of housing programs that enables you to have a secured shelter for your family within your income reach. Managing all responsibilities and seeking for homeownership can be a complex situation for mothers but with the state grants, financial assistance and housing programs there is help to fulfill your dreams.
Do complete research about the varied programs and remember to apply as early as possible because there can be huge waiting line and it might take time to get selected.
If you are running the risk of getting evicted, becoming homeless or need assistance for home ownership then are multiple choices and support for you to get started. Let’s have a look at them.
Single Mothers Section 8 Housing Choice Voucher in Michigan
The federally funded rental program offers subsidized housing to needy single mothers, elderly, disabled and others. Almost 24000 Section 8 vouchers are administered by the Michigan State Housing Development Authority that offers assistance to mothers with financial crisis who are residents of Michigan or are legal immigrants. Visually impaired or disabled single moms get special priority over others.
Mothers must contact their Michigan community action agency or public housing agencies to apply for the Section 8 Housing Choice Voucher Program. Some criteria for the program are:
• Single mothers need to pay 30% of her income to the landlord and the rest is paid by the program
• The house chosen by the mother must meet the set standards by the PHA
• The income limits must comply with the set standards and must not be more than 50% of the area median income set by HUD
U.S. Department of Housing and Urban Development (HUD)
The HUD offers subsidized rate apartments to single mothers in Michigan. This federal program offers funds to the state that in turn offers affordable rental homes to eligible single mothers. As per stated rules, the applicants need to a pay a small portion of their income to the landlords and the remaining amount is paid by the government.
Single Mother Homeownership Program in Michigan
All eligible single mothers are provided option to transfer rental assistance to homeownership program. Mothers must be working for at least 30 hours a week and earn $15000, must have a good credit score without criminal record and must not have home ownership for previous 3 years.
The Family Self-Sufficiency program helps single mothers to become financially self-dependent by offering job-training skills.
Habitat for Humanity
Habitat for Humanity has actively worked for Michigan and almost every county in the state has an affiliate of the organization. It helps eligible applicants, including single mothers, avail affordable residence within their limited income. It is not actually a grant but assists deprived people to have a shelter. After construction of the house, the owner pays a reasonable mortgage amount on the basis of his financial condition. It is a State Support Organization that also helps in training, resource development and technical assistance.
The qualifying criteria for the program are:
• Be a US citizen
• The earned income must fulfill the income prerequisites
• Must have sufficient savings account
Michigan State Housing Development Authority
Administered by the state of Michigan, it is a quasi-public agency that offers technical assistance and financial support for providing decent and safe housing to eligible applicants. Michigan State Housing Development Authority was established with the purpose to offer funds for land acquisition, land development, housing development and rehabilitation.
Single mothers can now look for the best housing solutions for their rental needs in Michigan. Not only housing, the state also offers several other grants for daily needs for its residents for a comfortable, secured living. To know about other grant programs in Michigan have a look at Apply for Online Grants in Michigan and Single Mother Financial Assistance in Michigan.
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