Free Roof Replacement For Low Income Families-Housing Repair Grants and Loans
Repairing of old damaged roof or replacing it for a new roof is essential for the safety and security of the house owners. An improved roof not only gives protection to the family but also shields the family from bad weather like rain or snowfall and also provides a decent housing standard.
Many grants and benefit programs have been initiated by the government, states, nonprofits and local agencies for free roof replacement for low income families. Read through them and start applying soon for your new roof.
Roof Replacement Programs for Low Income Families
Weatherization Assistance Program
Administered by the Department of Energy, WAP facilitates low income families to renovate their homes and repair their roofs all free of cost. Every year grants worth $5 billion is disbursed to state and local governments to support underprivileged families update their home appliances for energy efficiency and restore their homes for safety purpose.
The eligible applicants for the WAP include-Low-income family members, physically impaired people, senior citizens, single parents and needy families with dependent children. To qualify for the grants for roof replacement applicants must be US citizens and should be below the poverty level. Moreover, if you are a receiver of Aid to Families with Dependent Children or Supplemental Insurance Income then you automatically qualify for WAP.
The Housing Preservation Grant
Low and very low income families can apply for roof replacement grants for better living standard and safety. Housing Preservation Grant primarily caters to below poverty level organizations, nonprofits, tribal/rural communities, local and state governments. Applicants may apply with the local rural development office for the grants.
Single Family Housing Repair Grants and Loans
The program, sponsored by the United States Department of Agriculture (USDA), finances low to very low income homeowners for home repair necessities. Also termed as the Section 504 Home Repair Program, this loan/grant program financially supports roof repairing and other home improvement needs of people who cannot attain credit elsewhere. It is administered by the Department of Agriculture to ensure the safety, quality and health standard of the underprivileged people.
The eligibility criteria for the loan or grants include-income level being less than 50% of the median income and homeowners being 62 years of age or more.
Single Family Residential Rehabilitation Program (SFRRP)
Monetarily depressed people can seek assistance from SFRRP for their home modification and roof repair work. The grants offered addresses minor house repair work, roof renovation, removes safety hazards or physical threats, makes homes more accessible for physically impaired people and checks for any building code violations.
SFRRP sponsors two programs:
Roof Repair Program: up to $15,000 is given to senior citizens for repairing or replacing of roof. Gutter and exterior roofing work can only be done.
Handicapped Accessibility Improvement Program (HAIP): grant amount up to $30,000 is provided for remodeling of the house for better accessibility and eliminating any barriers for physically impaired people.
Homeowners seeking for roof repair or replacement work can seek for monetary aid from local governments, community organizations, state offices, nonprofits and recognized agencies. Research well and apply for new roof replacement grants.
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