Free Government Grants Money For Home Improvements 2014
"Get government grants." "Improve your home for free." "Obtain government grants today." You have probably seen such advertisements in the media and online. Although some of these resources are legitimate, most of these are total scams. You should never pay for this information because it is provided for free from the government. Getting approved for grants requires initiative, but it will be worth it in the end when you are able to begin those projects to better your home.
Understand the difference between a loan and a grant. A loan needs to be repaid, usually with interest. A grant is money that is provided for a specific need and you do not have to pay it back. Also, remember the grant programs mentioned in this article are offered by the U.S. government. Other free grant money for home improvement is available from the state and local levels. Information about these can be obtained from regional Fair Housing Resource Centers.
Determine if you are eligible for federal funding. Grants are available through the U.S. Department of Agriculture (USDA). The Home Repair Loan and Grant Program provides money to senior home-owners over the age of 62. The maximum amount of grant money is $7,500, and it must be used to make the home safer and more sanitary. Most money is used for fixing or putting on new roofs, updating utilities and improving accessibility for the disabled and elderly. Other uses include weatherization, replacement of septic systems and renovations of bathrooms. With the Housing Preservation Grant Program, non profits, public organizations and Native American tribes receive funding to repair homes and rental real estate. The funds help owners bring their homes to code. This funding is also established for individuals whose income is at or below the poverty line.
Find out if the grant money is available in your area, since funding varies depending on the location in the United States. Contact the local USDA Rural Development office to inquire about local housing preservation programs.
Apply for the USDA funding through the Rural Development state and local offices or USDA Service Centers. To find an office near you, call 800-670-6553 or go online to the USDA Rural Development site.
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